This is not health insurance,
this is a health insurance
alternative
BENEFITS USA has established
agreements with leading healthcare
providers to provide services direct to
the consumer at deeply discounted rates
that usually only large insurance
companies can attain!
NOTE: THIS IS NOT
INSURANCE, It's a great alternative BENEFITS USA
is NOT an
Insurance Policy or an insurance
company. Depending on the Membership Level, the BENEFITS USA
program has certain
limited insured benefits through a group blanket policy, but all insurance
matters and claims are handled by the member directly with the licensed
insurance companies.
Glossary
Discount
This benefit tries to reduce the cost
of your needs by tapping into our
associations with health professionals,
facilities and retailers. There is no
guarantee that you will save money, but
generally discounts are applied to the
benefit of both the providers and
the clients. Again
we can't guarantee how much the discount
will be, but we will do everything in
our power to help save you dollars.
Standard Health Insurance does not work
like this.
Re-imbursement
This benefit will give you back money.
The amount you get depends on the
benefit, but most benefits will give you
money to re-imburse you up to the limit
of the benefit. This means that if a
doctor visit is $100 and the
reimbursement is $75, then you will
still have to pay the extra $25.
Standard Health Insurance does not work
like this.
Co-Payment
This benefit is the most like
Standard Health Insurance. For this
benefit, you will pay a specified amount
and the remainder of the bill will be taken
care of by the company. For instance if
your drug is in the $20 column of the
drug list, Then you will pay $20, and
the company will pay the rest. If your
drug is in the discount column then your
will receive a discount, but you are
still responsible for the remainder of
the bill
|